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The NFL released the official preseason schedule today. Normally people don't care about the preseason, this year, there are a couple reasons you might.
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"It absolutely has to be addressed," Colorado Insurance Commissioner Marguerite Salazar said.
You can’t avoid surprise medical bills even with a “PhD in surprise billing.”
Buffalo Bills: The Buffalo bunch. #NFLHonors #BillsMafia... - Raw Chili
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Were you injured during an emergency at work, such as a fire, toxic gas leak or chemical spill? Your employer should have a diaster plan to keep you safe.
Is Your Chicagoland Credit Haunted? As a Mortgage Originator, one of my most important services is that of credit adviser. Credit advice (in one form or another, whether it's polishing/improving credit, or repairing it) is needed by clients before, throughout, and even following many transactions. A perfect example of this was the new client I met last Friday ... They were hoping to Refinance their present mortgage to reap a lower interest rate and shorter term. They'd not run a credit report for quite a while, so they had little idea what their current credit scores were. The report I ran for them revealed some major credit issues and credit scores that were very poor. Late payments on medical bills were just one. Inflicting even more severe damage, was the laundry list of late utility/credit card bills, judgments, liens, parking tickets ... and a mind-blowing number of credit inquiries. Only thing. None of the damaging actions were my client's. Someone had created a bogus Social Security number that was showing on their report ... but they had also attached themselves to my client's social security number as well. These two things combined had wreaked havoc on their credit standing. It had been happening for a substantial length of time. Now the story is already bad enough, right? Having your credit, social security number, or identity stolen is a fate I wouldn't wish on my worst enemy. Straightening the mess out is going to be hard work ... and take a significant amount of time. Refinancing? Currently out of the question. But, the saddest part was ... this wasn't the first time this had happened to them. This couple had suffered through the very same thing about 6 or 7 years back. At that time, they had written letters to retailers and credit bureaus. Reported the problem to the authorities. They thought the problem was fully taken care of. Nope ... To add insult to injury, the person utilizing and stealing their identity, using their social security card, and ruining their credit now? It appears to be the very same person that had perpetrated the crimes upon them years ago. What the heck?? This unfortunate incident provides a very strong and important lesson regarding the importance of checking your credit scores and standing ... at minimum ... once every year. This is especially true if you've suffered through something similar in the past like my clients have. You can't assume that issues have been resolved just because you wrote letters or filed some reports. You must follow through ... make sure the problem is fully-corrected for each and every judgment, lien, or late payment showing on your credit report. Then you must make sure full documentation of those corrections are provided to you for your records. That way if the problem does crop up again, isn't fully rectified, or just comes back to haunt you ... you're not starting over from ground zero. Plus, it's important to remember: If any documentation needs to be recorded, you (the credit holder) must make sure that task is accomplished. You must demand proof, see that the recording occurs, and/or request the vital information and recorded document numbers needed for your files. Then you should continue to monitor your credit and credit standing consistently (it's recommended every 6 months in these instances) over an extended period of time. That means years. No one else cares as you do ... or as you should ... to see that steps are taken. Is your Chicagoland credit haunted? Make sure that it is not! First, run your credit report (or if in the Chicagoland area ... ask me to do it for you.) Then continue to monitor your credit standing and credit scores with the frequency recommended by mortgage lenders, the 3 major Credit Bureaus, the Federal Trade Commission (FTC), the Social Security Administration, and many more. Experience has taught me that too many times these situations come back to "haunt" fraud victims if these steps are not taken ... * Looking to discover your Chicagoland home buying and mortgage refinancing options? Not sure of your current credit standing or credit scores? Unsure how to prepare for mortgage financing? Contact me today! I'll be happy to answer your questions and assist you with your mortgage financing needs. I'm easily found at: Gene Mundt Mortgage Originator - NMLS #216987 - IL Lic. #031.0006220 - WI #216987 American Portfolio Mortgage Corp. NMLS #175656 Direct: 815.524.2280 Cell: 708.921.6331 [email protected] www.genemundt.com eFax: 815.524.2281 Gene Mundt, Mortgage Originator, an Originator with 40 years of mortgage experience, will offer you exemplary mortgage service and advice when seeking: Conventional, FHA, VA, Jumbo, USDA, and Portfolio Loans in Chicago and the greater Chicagoland region, including: The Lincoln-Way Area, Will County, (New Lenox, Frankfort, Mokena, Manhattan, Joliet, Shorewood, Crest Hill, Plainfield, Bolingbrook, Romeoville, Naperville, etc.), DuPage County, the City of Chicago, Cook County, and elsewhere within IL & WI. Referrals are Always Appreciated!
The players to keep an eye.
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AJ McCarron’s wait is over. The career backup quarterback agreed to a two-year deal with the Bills on Wednesday night a day after watching almost every...