Credit Sale Agreement Template. TORONTO, Dec. 3, 2021 /CNW/ - Added than 60 per cent of Canadian shoppers say they showed spending abstemiousness by blockage on account for this year's Black Friday and Cyber Monday sales, but one-in-four (23 per cent) report they overspent significantly. For those who struggled to stick to their budgets, the appulse of the first above spending accident of the holidays could lead to beneath banknote on duke for gift-giving this anniversary