EASY MULTI-YEAR PERSONAL BUDGET SPREADSHEET Manage your budgets and cash flow with our simple budget template. This easy multi-year personal budget spreadsheet is designed for • Singles or families that budget everything together • Realistic budgets for items that vary from month to month • Automated cash flow tracking by month, year and through 10-years • Automated monthly, annual and 10-year dashboards • Savings goals planning and tracking Includes 7 tabs: • An instruction tab with quick steps to guide you as you start • A setup tab to change currency and income & expense categories • An annual budget tab • A single transaction tab to enter all income, expense and savings • A monthly summary dashboard that can be toggled by month • An annual summary dashboard showing month-to-month cash flow and cash balance • A 10-year summary dashboard showing year by year actuals and cash balance overtime • A savings tracker to calculate the surplus cash flow needed to meet your savings goals and track savings set aside Features: • 25 fully customizable income, expense and savings options each for high-level tracking* • 21 common income and expense categories already set up for a quick start • Ability to vary budgets for different month to account for realistic changes (e.g., gifts for Christmas, summer trips, etc.) • Estimated and actual cash flow calculations based on budgets & actual transactions • Calculate monthly surplus needed to meet savings goals and track savings entered • 3 automated dashboards for absolute clarity on your finances over time • No need to duplicate tabs for new months or years, simply select the month and year on the automated dashboards as desired This spreadsheet is what you need to maximize long term knowledge and control over your cash flow. Everything is set up so you can start right away and use this template year after year. We make this intuitive and easy to use, all instructions are simple and located right on the spreadsheet. OTHER COLOR VARIATIONS: https://www.etsy.com/ca/shop/ExcellentLedgers?section_id=41770392 IMPORTANT: • This spreadsheet is only compatible with Google Sheets, not with Excel • A free Google account is required to access this spreadsheet DIGITAL DOWNLOAD: This is a digital product that can be instantly downloaded after purchase. No physical product will be sent or delivered. AFTER YOUR PURCHASE: An instant download link after purchase that contains: a PDF with link to download the Annual Family Budget Spreadsheet on Google Sheets. QUESTIONS: Message us on Etsy! PLEASE NOTE: • This spreadsheet requires basic beginner knowledge of spreadsheet (either Google or Excel type spreadsheets). • Colors may vary slightly from picture due to differences in color calibration on your devices. • This spreadsheet template and all sheets within is copyrighted by Excellent Ledgers. This product is for personal, non-commercial use. You may not resell, distribute, or share this template product, either in part or in full, with or without modifications. • This spreadsheet is for information use only. Excellent Ledgers cannot provide any financial, tax or legal advice. • Neither this product nor Excellent Ledgers are affiliated with Google Sheets. • As this is an instant digital download, all sales are final. We don’t accept returns, exchanges or order cancellation due to the nature of digital purchases.