Why Gen Xers worry about their financial future—and what you can do to assure yours FOR YEARS, Mike Cundall Jr. thought he was on the proper path to retirement. A professor of philosophy at North Carolina A&T University, Cundall, 49, and his wife, Amy Werner, 48, a fundraiser at High Point University, did everything right. Since they entered the workforce, they have put money from every paycheck into 401(k) plans and Roth IRAs. But now Cundall is beginning to wonder whether the couple’s savings