If this blog, in all its posts, newsletters, videos, and podcast appearances can teach you one thing, I hope it’s this. You need a Family Emergency Binder. Whether you’re a parent whose kids might need care, a DIY investor whose spouse knows little about your finances, or a person who’s aging and will need someone to settle their affairs. We simply don’t know what will happen. And we need to be prepared. My husband and I created our emergency binder (lovingly referred to as the “hit by a bus” binder) when our first child was born. And it holds all