A lot of people think frugality is all about saving money, and saving money on things you already buy or want to buy is a smart idea. But, are you spending too much of your time trying to save a couple of dollars? Your time is just as precious. Being frugal is making the best use of both your time and money. Are you sweating the small stuff? Unless your budget is extremely tight, it’s often not worth it to sweat the small savings if you have to give up your time to do it. People can spend hours clipping