The activity I have chosen from the Faith in God book for tonight's Family Home Evening is to "Learn how to budget and save money. Discuss why it is important to faithfully pay our tithing and how Heavenly Father blesses us when we do (see 3 Nephi 24:10-11) Pay your tithing and begin saving for a mission." Welcome everyone to Family Night Sing: "I Want to Give the Lord My Tenth" pg 150 Children's Songbook Have a member of the family member say the prayer Discuss any family business Scripture: Read and Mark: 3 Nephi 24:10-11 Discuss why it is important to faithfully pay our tithing and how Heavenly Father blesses us when we do. Video: Paying Tithing Before Family Home Evening review the pamphlet "One for the Money". Decide what parts you would like to share and discuss with your family. Also view the page on Finances. As a family discuss the families budget. Give each child a budget sheet and explain to them that they will be working on their own budget for the next month. Explain to them that their income will be things such as money received from birthdays, Christmas etc. and any money they receive from jobs or chores (such as allowance). If not doing so already, think about creating jobs/chores for your children and payment for these chores/jobs. They should only receive payment if they accomplish their jobs. This will need to be something that you agree on as a family. Expenditures are anything that money is spent on. Ten percent should come out first for tithing. Another good idea is to set aside at least ten percent for savings. Use the pamphlet "One for the Money" as a guide. Help each child fill out their budget sheet and keep track throughout the month. Each Monday, follow-up with each family member to see how their budget is going. Encourage each family member to pay their tithing and start saving for a mission. Bear testimonies on Budgeting and tithing. Close with a Family Prayer. Free Budget Printable ** I personally have not been paying my children an allowance. They do have chores to do, the chore we have given them are things my husband and I believe they need to do as members of our family. They need to accomplish these chores before they are able to play their game systems or watch TV or play with friends. I am going to be offering them extra chores/jobs that they can do to earn an allowance. Currently my children's chores consist of: Making their bed, reading twenty minutes, completing homework, cleaning their bedroom, putting away their own laundry, bringing dirty clothes to laundry room, their weekly chores (dusting room and one other room, cleaning bathroom together, emptying their own garbage, etc). Things that I will be using a chores for money are: Taking all garbage out to big garbage can, Taking recycle out to recycle can, Weeding (specified area), Cleaning Blinds (specified room), Washing windows, cleaning inside of cars, etc. The paid chores will have a money amount for each job. We have spoken to our children about their missions and the costs. It might be a good idea to have each child set aside a certain amount to go toward their mission. Personally, my husband and I will not require our children to pay for their missions themselves. But wouldn't it be neat if they were able to contribute some to their mission fund.