[Monthly Budget Template Excel, 50 30 20 Budget Planner, 50 30 20 Budget Spreadsheet, 70 20 10 Budget Planner, Google Sheets Budget Template, Personal Monthly Budget Template, Paycheck Budget Template, Budget Planner Template, Budgeting Template, Monthly Expenses Spreadsheet, Budget Spreadsheet, Personal Finance Excel Template] Start being intentional with your money and jumpstart your personal finance journey with the Ultimate 50/30/20 Budget spreadsheet. Uses the highly recommended 50/30/20 budgeting method, which allows you to allocate your income towards Needs (50%), Wants (30%), and Savings & Debt (20%). Includes only the things you need and is made to be simple, easy to understand, yet visually appealing. All you have to do is input your transactions and everything else is calculated automatically! FEATURES: • Use with any currency - just input in one cell • Fully Customize the 50/30/20 Ratio • One spreadsheet for multiple months - just duplicate the 50/30/20 Budget tab • Use the Smart Calendar even for newly-added 50/30/20 budget tabs • Automatic Calculations • Easy to use and understand • Beginner-friendly • Only includes the things you need - no unnecessary tabs • Sync the spreadsheet across multiple devices • Easily see your finances in charts and tables WHAT'S INCLUDED? • 1 Easy Spreadsheet • Sample Spreadsheet with Mock Data • Editable in Google Sheets and Microsoft Excel YOU WILL NEED: • A device to access Google Sheets or Microsoft Excel • A Google Account (if editing through Google Sheets) • Microsoft Excel (if editing through Excel) • Basic computer knowledge HOW IT WORKS: . Purchase (Instant Download) 2. Download 3 files (Blank and Sample Excel file) and one note file with spread sheet link 3. Open the Spreadsheet (Start Planning!) SOME THINGS TO NOTE: • This is a digital download. No physical items will be sent after purchase. • Due to the digital nature of the product, all sales are final and no refunds will be issued. If you have any questions, please do not hesitate to get in contact with me before purchasing the product. • All materials included in this purchase are for personal use only. No part of it can be distributed, sold, duplicated, reproduced, or used in any form without the written consent of the author. • The contents of your purchase are for informational purposes only. It is not intended to be financial, legal, or accounting advice. I will not be liable to any person for harm, damages, loss, claims, costs, and other liabilities with regards to your use of the documents. COLOR DISCLAIMER: The spreadsheet's actual color may vary due to the difference in how our screens show color. Your phone, tablet, or computer display colors in different ways, much like how we also see colors differently. Please take note of this when purchasing the template. Less