Birthday money gift your first million happy birthday to you. Direct download saves time and shipping costs, so it's also a good last-minute gift. Format: A4 You will receive a PDF file that you can print out immediately after purchase. Digital download, after purchase you will receive a pdf file that you can simply download, click on the link and personalize. "The product is non-returnable, but if you have a problem, please contact me" This is a digital product after purchase you will receive a downloadable file, no physical product will be delivered. Resale is prohibited, for personal use only. If you have any questions, please send me a message and I will get back to you as soon as possible