Managing your money is difficult. Have you ever gotten to the end of the month and thought, “where did all my money go?” What about your savings? If you’re putting back enough money, then that’s great, but many of us have next to no clue where our money goes each month. And it’s no wonder, modern life has SO many demands on our time and attention… who wants to deal with the headache our finances and budget bring? What you need is a simple plan of action that can move you towards a better financial future. The 50/30/20 Budget Rule is an easy way to get your monthly budget working for YOU. This rule states that you plan for your paycheck to be split three ways: 50% to Needs (bills), 30% to Wants (fun money), and 20% to Savings and Investments (the future). However, sometimes we need a little help to stay on track. That’s exactly where our template can really help you. In Step 1, you’ll see what your budget target SHOULD be according to the 50/30/20 rule based on your take-home pay. Our template goes a step further, though, as you’ll also be able to count your pre-tax Savings in. Most other template’s won’t even consider this, but we know that being able to count these contributions can be important if you need more room in your budget for your Needs or Wants. Step 2 is where you are going to put your money where your mouth is (pun intended). You’ll list your monthly expenses to see how you are REALLY doing. Even if you aren’t on track for an exact 50/30/20, that’s okay! Once you’ve finished inputting all your expenses, we show you in Step 3 how you are doing compared to your target budget (from Step 1). The real gold is this: you’ll also get recommendations for how to make adjustments that can actually help you move forward. What other template is going to give you that? So, what are you waiting for? Download this Ultimate 50/30/20 Budget to start moving towards real financial change. What you get: - A robust, yet simple-to use Budgeting tool - Step-by-step instructions to guide you through the process - Functionality you won’t get anywhere else - Pre-tax savings you can choose to apply to the rule - Tailored results aimed to helping you adjust your finances - Comparisons between your actual and target budgets that help you adjust month to month - Downloadable and re-usable Google Sheets - Q&A that will guide you through some specific questions you may have For the Excel version, click here: https://www.etsy.com/listing/1412336150/503020-budgeting-template-budget-goal?ref=listing_published_alert GREAT FOR: - You - Couples - Married - Singles - Single-income families - Dual-income families - Families - College Students - Budget aficionados - Budget beginners - Everyone in between ABOUT DIGITAL DOWNLOADS: • This is a digital download. No physical items will be sent after purchase. • Due to the digital nature of the product, all sales are final and no refunds will be issued. If you have any questions, please reach out directly. • Once you’ve placed your order, a PDF file will be available HERE: http://www.etsy.com/your/purchases • Please note: Etsy currently doesn't allow downloads via its app. To download the digital file, please make sure you are signed in to Etsy on your mobile browser or computer. • For more information on digital downloads with Etsy: https://www.etsy.com/help/article/3949 • All materials included in this purchase are for personal use only. No part of it can be distributed, sold, duplicated, reproduced, or used in any form without the written consent of the author. • The contents of your purchase are for informational and educational purposes only. It is not intended to be financial, legal, or accounting advice. We will not be liable to any person for harm, damages, loss, claims, costs, and other liabilities with regards to your use of the documents.