Minimalist Black and White Design 12 A6 Printable Savings Challenge A6 Bundle Saving Tracker A6 Cash Envelope System A6 Cash Stuffing A6 Money Challenge A6 Budget Binder Money Savings, Budget Binder, Sinking Funds, Money Savings Challenge, Budget Book, Cash Envelopes, Savings Challenge Tracker, Money Challenge, Save Money Challenge If you like this, also see our other Cash Envelope listings: https://www.etsy.com/listing/1177833899 - colorful version of this listing https://www.etsy.com/listing/1162657476 https://www.etsy.com/listing/1176610485 https://www.etsy.com/listing/1162629856 https://www.etsy.com/listing/1162584550 ♥ THIS ITEM ♥ 12 different savings challenges in black and white for easy printing. ♥ NOTE ♥ This is an instant DIGITAL DOWNLOAD. No physical items will be mailed to you. The digital files you download can be printed at your home, at the local drugstore, or via an online printing service. ♥ WHAT'S INCLUDED ♥ 1 PDF File containing 4 US Letter size pages: each page has 3 different challenges. ♥ INSTRUCTIONS ♥ DOWNLOADING: After you make the purchase, Etsy will take you to the download page where the file will be ready for you to download. If not, you can find the file by selecting “Purchase & Reviews” from your account dropdown in the top right corner of the screen. If using a smartphone/tablet, use the browser to access Etsy, since the Etsy app doesn't have the functionality to download. PRINTING: For PDF files, you may need Adobe Acrobat Reader to open and print (FREE download at: http://get.adobe.com/reader/). ♥ IMPORTANT INFORMATION ♥ Print as many times as you’d like for personal use. Buyer may not resell, share, trade, give away, or redistribute files in any way (whole or in part). By purchasing and downloading these files, you are agreeing to the terms and conditions and policies of our shop. ♥ TAG US ♥ We’d love to see how you used this product. Tag us @kidsonelm and use #kidsonelm here on Etsy, as well as on Instagram (@kidsonelm), Pinterest (@kidsonelm) or Facebook. Thank you for stopping by! KidsOnElm