We tend to have a bad idea about what is a real risk and what just stands out as a danger. Most of us know that heart disease is a major killer, but few people are as afraid of it as being hit by lightning (you have a 1 in 15,300 chance of being struck at least once in your life,) even though a heart attack is really an unfortunately common way to go. Someone asked “What's the one thing you thought could never happen to you, but did?” and netizens shared their stories. From poignant to funny, get comfortable as you scroll through, upvote your favorites and be sure to comment your thoughts and experiences below.