The Public Service Loan Forgiveness program is confusing. Here are 40 ways to save big and get student debt on track for the PSLF program.

American Consumer Credit Counseling has the answers to your student loan questions! Read on to learn more.

There are several Vermont student loan forgiveness programs to help you with your student loan debt.

Student loans are given out on a platter, but they can become a burden. Learn which loans and how to get them loans forgiven.

Student loan debt payoff got you down? Here are 5 simple steps to help you face your student loan debt payoff when it may take years to get out of debt.

Many student loan borrowers with income info on file won't need to apply to have debt discharged.

Here are a few student loan forgiveness options specifically for foster parents.

Physical Therapy loan forgiveness is becoming a very popular topic as student loans creep past $100,000 for more than 30% of new grads.

Student Loan Forgiveness sounds like a dream for those swimming in debt leftover from college but is student loan forgiveness worth it in the long run?

A student loan gives you access to financing for your college or university education. It is an investment in your future. Still, a student loan can become a burden to you if you abuse it. While in

Tuition. Fees. Books. It all adds up! College can be ridiculously expensive, but it doesn't have to be. Don't accept the idea that you're going to pay an arm and a leg for college. You can go to college for free.

Discover effective strategies for managing student loan debt with our comprehensive guide. Learn about repayment plans, forgiveness options, and budgeting tips to achieve financial freedom while balancing personal goals.

Here are some of the best options for student loan forgiveness for nurses and other healthcare workers.

Many of the nation's workforce struggle with paying student loans. It is a burden to both them and their families. When you find yourself in this situation,

Loan cancellation programs can help eligible borrowers reduce their student debt. Learn how to apply for student loan forgiveness.

This comprehensive guide on student loan forgiveness looks at what forgiveness programs are available, and eligibility criteria for each program.

There are a lot of student loan forgiveness programs created just for nurses. Keep reading to see if you qualify and how to get it.

According to the Institute for College Access and Success, an estimated 69 percent of all students graduating from four-year colleges have student loan

Consider these five alternatives to Public Service Loan Forgiveness (PSLF) for reducing or eliminating your student loan burden.

There are several Alaska student loans and financial aid programs that can help you pay for college.

Must Read Tips For Paying Off Student Loans Lets not sugar coat it – student loan debt is KILLING new graduates. Too many intelligent young people are being ‘conned’ into taking out massive loans that will pay for an education that will probably not even lead to a satisfying, well paying job. Don’t get me ... Read More about 3 Genius Tips for Paying off Student Loans

Nurses have a lot of student loan forgiveness options available, but the new SAVE plan combined with PSLF is best for most by far.

♡ Manage and repay your Federal student loans in the most effective way possible! Learn how to sign up for income-driven repayment plans, consolidate your loans, and apply for student loan forgiveness. This 70-page printable workbook includes -- ♡ 50+ Pages of in-depth student loan information including: tips, resources, and step-by-step instructions ♡ 6 Student loan management worksheets ♡ 7 Budgeting worksheets ♡ 4 Sample letters to loan servicers and collection agencies ♡ Nearly 100 Hyperlinks, linking you to additional resources Learn how to -- ♡ Recognize student loan scams ♡ Keep track of your student loans ♡ Request an income-based repayment plan ♡ Determine your eligibility & apply for student loan forgiveness programs ♡ Consolidate your loans ♡ Choose effective repayment strategies ♡ Get out of default ♡ Deal with collection agencies Additionally, you will learn the "little known facts" about your Federal student loans that your loan servicer doesn't always tell you! - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ADDITIONAL NOTES - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ♡ This workbook is intended to assist individuals with Federal student loans from the U.S. Department of Education. ♡ This is a digital download available in PDF format only. A physical workbook will not be shipped to you. - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - TERMS & CONDITIONS - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - - ♡ These files are for personal use only (not commercial use/resale). You may not forward, share, sell or distribute the file. It is for non-commercial use only. All rights are retained by Catherine Jermany/Credit 'N Commas. ♡ Due to the digital nature of these products, files are non-refundable once purchased. ♡ By purchasing this product you are confirming you have read, understood and agreed to the product description and shop policies stated.

There are many ways to get student loan forgiveness, including public service, volunteer work, medical studies, the military, or law school.

There are several Missouri student loan and financial aid programs that can help you pay for college

Everyone and their sister are on some kind of special payment plan for their student loans. But some people get so overwhelmed with the options they just don’t bother with them. With all…

It's an election year and, as usual, one hot topic is college education and affordability. While one side calls for free college for all, another advocates for student loan forgiveness programs, still another places emphasis

The amount of student loan debt is staggering. Spending decades paying it off is frustrating. These 7 hacks to pay off your student loans fast can help.

Though medical workers enjoy decent pay, they, too, can be in debt. Here are some tips on how to pay off debt for healthcare professionals.

There are several South Dakota student loans and financial aid programs that can help you pay for college.

I just sent my annual paperwork in to work towards forgiveness for my student loans. I would never go back and choose another path, but this path definitely wasn't cheap! If you are a speech pathologist in the same boat as me, there are a few different options out there to help get rid of some of that debt. I have spent a LOT of time figuring out how to get the most money forgiven that I can, so here are some of the things I have discovered along the way: Teacher Loan Forgiveness - Special education teachers can have up to $17,500 forgiven if you work in a low income school full-time for 5 consecutive years. After you complete your 5 years, you send in the paperwork and voila! You get this amount subtracted from what you owe and it is not considered taxable income. This forgiveness program seems to be pretty hit or miss for us SLPs. I have known some SLPs who have submitted their paperwork and the loans were forgiven with no questions asked. Other SLPs have tried again and again and are denied each time. It seems to be more difficult to get forgiveness if you do not have to have a teacher's license in your state (like me). I personally chose not to go with this program because of the inconsistency of acceptance of SLPs and I would have more forgiven with a different program. Perkins Loan Forgiveness - All of your Perkins Loans can be forgiven as an SLP (Yay!). For every year you work for up to 5 years, a portion of your loans are forgiven. At the end of every year you work, submit the paperwork to your loan holder and portion of your debt disappears. I have personally used this loan forgiveness program and it is pretty easy! I recommend applying for deferment at the beginning of each school year in anticipation of cancellation of your loans. This way you do not have to pay a dime. I wish all forgiveness programs worked like this one! Indian Health Services Program - If you are willing to relocate to work for a Native American or Alaskan native community, you can have up to $40,000 forgiven for agreeing to 2 years of employment. Public Service Loan Forgiveness - While this program is a bit tricky to maneuver, it can be worth it if you are planning to work for a public place of employment (such as a school) and you have a lot of student loans. This is the program I have chosen to use. Here is how it works - if you work for 10 years/make 120 monthly payments on your loans, the remaining balance is forgiven tax-free. If you are thinking about pursuing this program, it is really important to have your loans consolidated into Federal Direct loans through the Department of Education. These are the only type of loans that will qualify. Any past payments made on the loans while they were not direct loans do not count towards forgiveness. The best way to maximize your forgiveness is to use income-based repayment (IBR). It is probably safe to say that if you are working for a public employer like a school, you are probably not raking in the cash. By switching to IBR, your payments are capped to 15% of your income (and only 10% if you are a new borrower after 2014). This way, you are not paying more than you have to and more will be forgiven at the end your 120 payments. Since most you us SLPs are females, it is important to note that the 120 payments do not need to be consecutive - so if you start a family and want to take some time off, you still can. Your monthly payments towards 120 will start counting again when you go back to work. In case you were wondering (because I did), if you apply for the teacher loan forgiveness program but also want to use this program, it will reset the 120 payment clock - so it does not make much sense to do that. I chose this program for a few reasons - 1) Schools are the place for me. I have worked in other settings and I just cannot see myself going anywhere else. 2) I have a fair amount of student loans and this is the best way for me to get the most amount of money forgiven. 3) With the IBR program, I am not stuck with payments I cannot afford. These are some options for you if you work in a school or other public place of employment. Remember that these options are for federal loans only. Private loans do not currently qualify for any forgiveness programs. If you work for a private company - check to see if they have any options for loan repayment! I work per diem for a private rehab facility that offers full time therapists help paying your loans in exchange for working there for a certain amount of time. If that doesn't help - keep buying those lotto tickets ;) I also play this trivia game app called Givling on my phone. You play to earn points towards winning your loans being forgiven! A girl can dream right? If you are interested in trying it out, here is my invite code: ED45646 Click here to read more about the Givling app! Are you a speech pathologist who has had any of your loans forgiven? What has your experience been like? ~Erin

The cost of living in New York can be high, but student loan forgiveness programs are available. Here are eight options for student loan forgiveness in NY.

Full student loan forgiveness could be closer than you think under temporary rules for Public Service Loan Forgiveness, or PSLF — but time is running out to apply. “They should…

Student loan forgiveness scams are still out there. Make sure you don’t fall prey with these 4 ways to spot and avoid scammers.

Student loans tend to stick around years after graduation. As your financial situation changes, you may need to consider an income driven repayment plan.

While the debate continues about reforming or expanding existing student loan forgiveness programs, many borrowers have been applying for relief under these programs, only to be denied. In some cases, borrowers may still have options.

Wondering how to get your student loans forgiven? These 16 student loan forgiveness programs will cancel your student debt in exchange for qualifying work.

Student loan forgiveness is undoubtedly one of the best ways to get rid of student loans. Here's everything to know about programs in 2023.

Student loan debt is bondage, you can never be truly free until you pay it off. Paying off our $300,000 dollars was the best feeling in the world. Here are 7 smart ways to get out of student loan debt.

The government can take up to 15% of disposable pay if you're in default on federal student loans. Find out ways of stopping student loan garnishment.