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In the realm of personal finance, Dave Ramsey seems to have a huge influence on people, and for good reasons. While there are many other personal finance experts who would claim that his approach towards
{Download FREEBIE pack here.} Economics is my absolute FAVORITE social studies unit to teach. There are so many hands-on activities to do with students and they are so eager to earn and spend money! One of my favorite activities is to end with our "Madden's Marketplace." This is a chance for students to put into action all of the things they have learned about being producers and consumers. To begin with, I send home a letter asking students to create paper goods. Why paper? It's something all of my students have at home (or I can easily give them). I want my marketplace to be fair for all students. I'm sure I could let them have the freedom to create any product, using any materials and I would get some amazing masterpieces. I would also get some elaborate (and expensive) items. That's not what I want. I encourage parents to spend NO money on this and for it to be STUDENT CREATED. I really want them to take the initiative. Here are some samples of paper products my students created to sell this year - everything from rockets to bookmarks to lanterns to hats. I incorporate the making of goods into my students' homework schedule, encouraging them to create two products per night. Before the due date, we work on creating "shops" in class. We create our "shop" by gluing two file folders together. The picture below is using legal-sized file folders, but that just happens to be what we had available. Shop Parts: Signs: Initially, we create the signs for our shops, color the awnings to make them eye-catching. Open/Closed: Next, we create open/closed signs that sit atop our shop so we can easily flip the sign to show the status of our shops. Slogan: We then come up with a catchy slogan. We talk about slogan's we know from commercials. Why did those stick in our heads? We learn to use a play on words, alliteration, onomatopoeia, etc. to make our slogans catchy so consumers will remember them. Product Description: Students each write a product description detailing WHAT their product is and HOW it works or can be used. We talk about the importance of letting consumers know exactly what they are getting. Commercial Script: Finally, students write commercials to "sell" their products to their classmates. We use hooks to get their attention, repetitions of our catchy slogans, and persuasion. Other Components: We also glue on the Consumer Comments, Price, and Interest Inventories, but we leave all of those blank initially. On the day of the marketplace, students set up their shops and lay their products out on display. Then, they have a chance to walk around the classroom and "window shop." They are encouraged to take a good look at all of their options, reading the product descriptions and examining the merchandise. After students have had a good look at all of their choices, I give them stickers (I would recommend 3-4). They walk around and place their stickers on the "Interest Inventory" of the products that interest them the most. The results of the interest inventory are used by the shop owners to determine if they have a high demand or low demand for their products. Knowing the demand helps them determine a price for their product. High demand = higher price. Low demand = lower price. The only rule is that all prices have to be in whole dollars. Once prices are set, then students are ready to go shopping! There are many different ways to let students shop. Some years, if I've done economy-based management system, my students will use "money" they've earned to shop. This year, I just gave them all $12 to shop with. I'm always torn about letting my students split into groups to run their shops (half shop while half work) - it always seems that students don't get to shop at all of the stores in that scenario. To solve that problem, I let all of my students shop at the same time. To do this students create "tokens" to leave at their shop. They create the same number as products they have to sell. For example, if Katie has 10 kites to sell, she creates and leaves 10 tokens with her name or shop name on them. Once each shop has tokens, students are ready to shop. Since there are no workers at the shops to collect money, I give my students "consumer spending logs" with pictures of dollars on them. Since I gave my students 12 dollars to spend, their consumer spending logs had 12 one dollar pictures. As students go around to the shops, they color in the dollars they've spent and pick up tokens (NOT products) that they will trade in for their purchases once the shops close. Once all of the tokens are gone, that shop is "closed." Once a student has colored in all of the dollars on his/her spending log, they are done shopping. It really works out quite well. Once students have traded all of their tokens in for their goods, they are given paper for providing feedback to the shops. They slip these into the "consumer comments" pockets on the storefronts. They love reading the feedback from their customers! <3 After wrapping up our shops, students are often left with some extra products. Instead of having them take their own products back home, I let them put another economics concept into practice - BARTERING! They have a blast working out "fair swaps" for their products and really working to get the other things they may have wanted but didn't have the money to purchase...and of course, they do all of this while proudly wearing some of their favorite purchases. :) All in all, it is a fun day of learning. Students take their roles as both producers and consumers seriously and come away with a real sense of accomplishment! If you would like to download this packet of FREE resources to hold your own Economics shop, you can do so HERE. Enjoy!
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The simple monthly budget spreadsheet is a great tool for easily keeping track of your finances. If you have trouble with overspending or just want a breakdown of where your money goes each month, this is the perfect budget spreadsheet for you. 📊 Just a Reminder - This is for a digital spreadsheet. You will not receive a physical product. WHAT IS INCLUDED This spreadsheet is for Google Sheets. It will not function properly in Excel. 3 Tabs are included - ✨ Monthly Budget • Here you can log income, and track expenses, bills, debt payments, investments, savings, and subscriptions. All of the formulas automatically calculate, making budgeting a breeze! ✨ Spending Tracker • This page is for tracking everything you spend. Coffee run in the morning? Log the expense, add the correct category, and get a visual of how much you have left to spend in that category. No more accidental overspending! ✨ Bill Calendar • Visualize your bills, debts, and subscriptions on a calendar as they automatically upload and update! To start a new month, simply make a copy of your spreadsheet, and title it as the new month you are budgeting for. 📥 HOW TO DOWNLOAD You will need a Google account to use this spreadsheet. Don't worry, it's free! Upon purchase, you will be able to download the zip file containing the link to the spreadsheet. Also included is an instructional .pdf. You will be required to make a copy of the spreadsheet upon clicking the link. It's recommended you read through the instructions before beginning. ©️ FOR PERSONAL USE ONLY - NOT FOR RESALE
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Schmerzen im unteren Rücken, die bis ins Bein ausstrahlen, sind typische Beschwerden für Ischias. Verantwortlich ist ein gereizter, eingeklemmter, ent
For several years of blogging and using Pinterest to earn a full time income online, I’ve been asked repetitively over and over again the same questions almost every day by new and experienced bloggers regarding
Let me show you how easy it is to Create Form in Excel for Data Entry without using VBA! Click to view this free Excel Data Entry Form tutorial now!
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Are you looking for some realistic passive income ideas for women? I've put together the 8 best ideas for you to make more money in midlife.
Are you looking for some realistic passive income ideas for women? I've put together the 8 best ideas for you to make more money in midlife.