The National Rural Employment Guarantee Act (NREGA) is an important Indian government scheme that was launched in 2005. In 2009, it was renamed as Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA). It guarantees 100 days of wage employment annually to rural households. As of 2022-23, there are 15.4 crore active workers under the Mahatma Gandhi National Rural Employment Guarantee Act (MGNREGA). Workers engage in various public works projects, contributing to rural development and infrastructure. By ensuring employment opportunities in poor regions, it plays a crucial role in enhancing the livelihoods of rural residents and promoting sustainable progress in India's rural landscape. The wages earned through MGNREGA provide a source of income for rural families. Workers can consider options like Fixed Deposits (FDs) for saving portions of their earnings. FDs offer secure returns and flexibility, helping those employed under MGNREGA build financial stability over time.

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