With budget planning tips and tricks, our dream is to help other families get out from under the burden of debt, save, and invest for their future! That dream begins with you.
When we first started using budgets we failed. The main reason? We were missing important budget categories, and we often had additional expenses we hadn’t planned for. Not only did this mess up our allocations, it was
If you have many different debts with different interest rates, payoff schedules, and balances, it may sound like a good idea to sign up for debt consolidation. Debt consolidation can seem appealing with the promise of a significantly lower monthly payment and a reduced interest rate.
The 50/30/20 budget rule is a simple way to divide your spending into three categories to budget your money: needs, wants, and savings.
This is a post that I have been ITCHING to write for months now! Once I realized that we would likely not be traveling anywhere for the remainder of 2020, I focused all of my energy into how I can...Read More
Want to pay off your credit card debt in full? Use these 10 tricks for paying off credit cards and learn how to pay off your debt fast.
Are you ready to get out of debt fast and live debt-free? We all dream about becoming debt-free. These money tips will help you do just that!
Are you struggling with how to pay down debt and save money? If you're ready to stop being broke, learn 7 smart ways to pay down debt and start piling up cash.
Choose from 35 unique debt trackers that include debt snowball worksheets, debt payoff planners, and more. All pages are 100% FREE. Print from home!
These are the best Dave Ramsey tips for managing your money and paying off debt fast!
Great debt payoff tips that move you closer to financial freedom and financial success. These money saving tips are sure to help you become debt free soon!
I have heard people say "How am I supposed to pay down debt when I can't even pay my bills?" To state the obvious, you need more money. Here are five ways to help you pay down your debt or get current on what you owe when you have that low income.
Here are three strategies to help you decide if you should pay off debt first or if you should start saving your money. Maybe you can do both?
Take control of your life and money now! All it takes is budgeting money properly, live a frugal lifestyle, and implementing proper debt management.
Decided you want to pay off your debt but don't know what you need to cut out? This is what we gave up to become debt free - and it's not what you think!
Looking to put more money in your pocket and save more money? Check out this list of must-do frugal hacks for cheap living!
11 things I stopped buying and don't even miss. If you need to make big changes to your finances, you might be surprised by what you can live without.
Debt doesn’t have to be a way of life. Find out how you can turn things around and control your financial destiny.
I paid off $18,000 of credit card and student debt in just 4 months. Here's what I did to pay off debt fast and regain control of my money.
Here's how to stop buying things and save BIG bucks today! Stop spending money on unnecessary things! Instead, save up to $10,000 this year with these tips.
This printable visual savings tracker will help you track your progress and reach your savings goals and sinking funds faster. Color in the worksheet.
Learning how to budget can seem rather overwhelming to beginners at first. But there's no need to be scared! Once you start getting your head around a couple of simple budgeting principles, you'll be able
I know that this entire process can seem completely overwhelming, especially if you are following a lot of debt-free community accounts who are paying off huge amounts of money — and you don't have huge amounts of money. It can be discouraging.
It is possible to pay off debt when you live paycheck to paycheck! Implement these proven strategies to that you can take back control of your money.
The purpose of tracking your finances is to know where you spend your money each month. Without this critical step, you just don't know where you stand or where you are going. Which means, if
What is a zero-based budget? How to make a zero-based budget to help you save money and pay off debt. Includes a free template.
One powerful tool that can help you achieve your savings goals and secure a financially stable future is a budget planner. By implementing the right budgeting strategies, you can take control of your…
Are you sitting on a pile of debt and wondering how you will be able to repay it? This post contains affiliate links. For more information, see my disclosures here. …
When life gets busy, and our financial dealings get scary, it's easy to feel stressed out. These proven to be effective and accurate methods work for anyone who wants to get their money troubles under control quickly.
Check out these top 6 Steps To Becoming Debt Free On Any Income! Great easy to follow tips to evaluate your finances and begin saving today!
Balancing your money is the key to having enough, most of us work hard for our money and the last thing we want to do is throw any of it into unnecessary charges, unpredictable funding and unplanned emergencies and it is so sad that this happens to a good majority of people, causing their pockets to bleed.
What is the 30-30-30-10 budget rule? Get your budgeting questions answered in this post with a detailed description of the 30-30-30-10 budget rule.
I am always looking for tips to save money. When you don't have extra money and you have financial goals, finding ways to trim the edges are important.
I am a Dave Ramsey fan. BUT we did not follow all of his advice when we were paying down debt. Instead, we only adapted some of what is outlined in his 7 Baby Steps.
This Debt Avalanche Method Worksheet Printable Spreadsheet {free} guides you through reducing debt by tracking + paying off highest interest first.
Back in 2019 Brian and I hit some big goals of ours! I lost 70 lbs after failing for years, Brian Graduated School with an MBA and Law degree, and we both read a bunch
Wondering how to get rid of debt on a low income besides budgeting to pay off credit cards? Follow these Dave Ramsey get out of debt tips and develop better financial habits. Saving money fast is one of the habits of the rich. Dave Ramsey investing advice can help with saving money on low income.
Learn how to reduce your monthly costs with these simple and practical ideas for cutting your budget, even when you think there's nothing else to cut.
